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Check the rates on fixed deposits for senior citizens from SBI, PNB, HDFC, and ICICI


<p>One popular method of investing money is a fixed deposit (FD), often referred to as a time deposit or term deposit. It is regarded as a low-risk investment that enables you to lay aside extra cash for a certain amount of time and get a preset rate of interest either at the beginning or the conclusion of the period. Several banks provide interest rates ranging from 3 to 7 percent, dependent on the duration of the investment. An additional 0.5 percent interest rate is also given to senior persons.<img decoding=”async” class=”alignnone wp-image-280621″ src=”https://www.theindiaprint.com/wp-content/uploads/2023/11/theindiaprint.com-zoya-akhtar-second-guessed-her-decision-to-cast-khushi-agastya-and-suhana-in-the-a-750×395.png” alt=”theindiaprint.com zoya akhtar second guessed her decision to cast khushi agastya and suhana in the a” width=”1475″ height=”777″ title=”Check the rates on fixed deposits for senior citizens from SBI, PNB, HDFC, and ICICI 12″ srcset=”https://www.theindiaprint.com/wp-content/uploads/2023/11/theindiaprint.com-zoya-akhtar-second-guessed-her-decision-to-cast-khushi-agastya-and-suhana-in-the-a-750×395.png 750w, https://www.theindiaprint.com/wp-content/uploads/2023/11/theindiaprint.com-zoya-akhtar-second-guessed-her-decision-to-cast-khushi-agastya-and-suhana-in-the-a-150×79.png 150w, https://www.theindiaprint.com/wp-content/uploads/2023/11/theindiaprint.com-zoya-akhtar-second-guessed-her-decision-to-cast-khushi-agastya-and-suhana-in-the-a.png 760w” sizes=”(max-width: 1475px) 100vw, 1475px” /></p>
<p>However, it’s important to check the FD rates offered by different banks before making any investments. As a result, four banks are included in this article selling FDs together with their interest rates;</p>
<p>State Bank of India (Rates on deposit of less than Rs 2 Crores)</p>
<p>Rates for General Customers Investing in State Bank of India Fixed Deposits (FDs): Interest rates on FDs range from 3 percent to 6.10 percent, with an extra 50 basis points (bps) awarded to elderly people. In particular, the bank offers an interest rate of 6.80% for FDs due in a year. In addition, the bank provides a 7 percent APR for terms ranging from two years to less than three years.</p>
<p>ICICI Bank (Rates on deposit of less than Rs 2 Crores)</p>
<p>ICICI Bank FD Rates: This bank offers interest rates for its FD plans between 3 and 7 percent as of November 16, 2023. Seniors also get an additional 0.5 percent interest rate; rates range from 3.50 percent to 7.65 percent for a range of tenures, from seven days to ten years. In particular, regular clients are provided an interest rate of 6.70 percent on fixed deposits due in one year.</p>
<p>Punjab National Bank (Rates on deposit of less than Rs 2 Crores)</p>
<p>Interest rates on PNB fixed deposits range from 3.50 percent to 7.50 percent as of November 16, 2023. In particular, normal investors earn an interest rate of 6.75 percent on one-year fixed deposits due in the year, while senior people receive a higher rate of 7.25 percent on the same plan.</p>
<p>HDFC Bank (Rates on deposit of less than Rs 2 Crores)</p>
<p>HDFC Bank FD Rates: For one-year fixed deposits, HDFC Bank is offering a competitive interest rate. Senior persons are entitled for a greater rate of 7.10 percent on such deposits, while regular investors may profit from a rate of 6.60 percent. Notably, based on the maturity length, HDFC Bank provides interest rates to ordinary consumers that range from 3 percent to 7.75 percent.</p>


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